Modulo

The Actuarial Foundation

Recommended Ages

9th–12th grades

Free math and financial literacy resources can be hit or miss in quality and depth. The Actuarial Foundation, a nonprofit supported by professional actuaries, curates and creates lesson plans, contests, and printable materials that connect math to real-world problem solving. Their programs range from elementary math games to middle and high school financial literacy modules, often aligned with standards and classroom needs. We love that materials highlight how math underpins everyday decisions, from budgeting to risk assessment, helping students see its relevance. These resources are best for educators and homeschoolers seeking supplemental activities, not a full core curriculum. Some items may feel more classroom-oriented, but many adapt well for small groups or one-on-one use. Pro tip: use their contests or project-based units as capstone experiences at the end of a math or finance unit to boost engagement.

Ideal for math-friendly middle and high school homeschoolers who enjoy real-world applications, competitions, and project-based learning, as well as co-ops or small groups that can work through contest problems or units together.

Pros

Nonprofit backed by professional actuaries that provides free math and financial literacy programs, contests, and lesson materials designed to connect math to real-world problem solving; resources include middle-school games, budgeting activities, and high school opportunities like the Modeling the Future Challenge, all aimed at boosting skills and confidence. oai_citation:9‡actuarialfoundation.org

Cons

Many materials are written with classroom teachers in mind, so homeschool parents may need to adapt pacing and group activities; the website organizes resources by program and grade, which can feel a bit overwhelming at first, and there’s generally more content for middle and high school than for early elementary.

Because the core resources and tutoring are grant‑funded and free to users, families generally do not need ESA or charter funds; schools may partner with the Foundation using their own budgets for coordination, but there is no direct curriculum fee.

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The Actuarial Foundation
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Skills

What kids will learn
View all collections
Math
Math
Financial Literacy
Financial Literacy
STEM
STEM

The Actuarial Foundation Mission

The Actuarial Foundation’s mission is to harness the quantitative expertise of actuaries to “unleash the power of math education” and transform students’ futures. Through free math enrichment programs, financial literacy curricula, scholarships, and community partnerships, the foundation works to make high-quality math learning accessible to students who might otherwise be left behind.

The Actuarial Foundation Story

Created as the philanthropic arm of the U.S. actuarial profession, The Actuarial Foundation grew out of actuaries’ desire to give back by sharing their love of math with the broader public. Over time, the foundation has developed classroom materials, national competitions, and targeted initiatives like campaigns that pair actuaries with teachers in under-resourced schools. Its programs now reach large numbers of students, using real-world problem solving and relatable role models to show how strong math skills can open doors in college, careers, and civic life.

About Modular Learning

FAQ: Additional Details about The Actuarial Foundation

A typical use might involve printing a Building Your Future unit on budgeting, working through a few pages at the dining table with calculators and highlighters, and then logging in to a Math Motivators virtual tutoring session where a volunteer helps your teen review tricky concepts. For math‑loving high‑schoolers, “taste” might also mean brainstorming a Modeling the Future project on topics like climate risk or transportation safety and refining it over several weeks. 

The Actuarial Foundation is a nonprofit that provides free math and financial‑literacy resources such as the Building Your Future workbook series, Math Motivators tutoring, and the Modeling the Future Challenge competition. Homeschoolers can download teacher guides and student workbooks, use them as a structured personal‑finance or algebra supplement, and, for older students, enter competitions that apply real‑world data analysis and risk modeling. 

Parents or caregivers act as coordinators—choosing appropriate materials, helping schedule tutoring sessions, and supporting students in planning and managing competition projects.

Different resources target different levels, but most are aimed at middle‑ and high‑school students with at least pre‑algebra skills and the ability to read short expository passages.

The Actuarial Foundation offers free math and financial literacy resources that can give real‑world context to abstract skills, helpful for ADHD and autistic teens. Materials can be adapted by reading aloud, using visual organizers, and choosing problems that match a learner’s current level to avoid overwhelming those with dyscalculia.

Most materials are free downloads or free programs, so refunds aren’t applicable; if you ever donate or purchase printed materials, any refund options would be handled directly by the Foundation or that specific vendor.

Not a great fit for very young learners still mastering basic arithmetic, or for families who want a single, fully scripted day-by-day math curriculum rather than supplemental enrichment focused on applied math and financial literacy.

Alternatives and complements include FoolProofMe or Next Gen Personal Finance for deeper personal finance work, traditional consumer-math texts, and local programs from credit unions or community organizations focused on youth money management. oai_citation:10‡Modulo

The Foundation regularly expands its offerings, adding new Building Your Future volumes, broadening the Math Motivators program, and updating Modeling the Future Challenge themes each year as part of its mission to ignite a passion for math. 

Start by choosing just one program—such as a middle school budgeting module or the Modeling the Future Challenge—and treat it as a special project block a few times a week rather than trying to use everything at once.

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Meet Foundation team

The Actuarial Foundation is led by a board and staff drawn from across the actuarial profession—mathematically trained problem-solvers who apply their skills to insurance, pensions, risk management, and more. Rather than being the vision of a single founder, the foundation represents a collective effort by actuaries and education advocates who want to share their passion for math with young people. Their combined expertise informs classroom resources that emphasize data, reasoning, and long-term thinking in ways that mirror how actuaries tackle real-world challenges.