Modulo

Finance in the Classroom

Recommended Ages

K-12th Grades

Finance in the Classroom is a free financial literacy resource hub designed to help K–12 students learn about money management, saving, and responsible decision-making. The site offers lesson plans, games, videos, and worksheets organized by grade level and topic, giving educators and parents a quick way to find age-appropriate activities. Created by education and government partners, the program emphasizes practical skills and behaviors rather than just vocabulary. Parents appreciate that many activities are simple enough for home use and can plug into existing math or social studies units. It’s a solid fit for elementary through high school learners, especially as a supplement to more structured personal finance curricula. Some materials are more classroom-oriented, but many adapt easily for one-on-one use. For best value, pick a small set of resources per grade and intentionally revisit them as kids make real-world money decisions like allowances or first jobs.

Best for elementary through high‑school learners whose families want to sprinkle in money topics—saving, budgeting, credit, investing—through short lessons and games rather than a full standalone course.

Pros

Free K–12 personal‑finance and economics lessons, games, and printables created by Utah’s state education partners; secular and easy to slot into math or life‑skills time without extra cost.

Cons

Website design is dated and navigation can be clunky; materials skew teacher‑facing and classroom‑oriented, with uneven depth and little built‑in assessment for homeschool transcripts.

The program itself is funded through Utah state agencies and partners and is free to use; there is no separate cost for families to submit to ESAs or charters.

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Finance in the Classroom
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Skills

What kids will learn
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Financial Literacy
Financial Literacy
Math
Math
Life Skills
Life Skills
Economics
Economics

Finance in the Classroom Mission

Finance in the Classroom’s mission is to prepare Utah’s youth to be “money smart” by giving K–12 educators, students, and families high-quality, standards-aligned personal finance resources. As a free hub created by the Utah State Board of Education and the Utah Education Network, it offers grade-by-grade lessons, games, assessments, and reading lists that weave budgeting, saving, credit, and investing into math, social studies, and language arts so financial literacy becomes a natural part of everyday learning.

Finance in the Classroom Story

Finance in the Classroom emerged from Utah’s push to ensure that every student graduates with real-world money skills. In collaboration with partners like the Utah Office of State Treasurer, Jump$tart, and local banks, the State Board of Education and Utah Education Network built a one-stop website that curates kid-friendly videos, activities, and assessments aligned to the state’s General Financial Literacy course and elementary objectives. Over the years, the site has been refreshed with new technology, contests such as the Financial Literacy Challenge, and a “passport” framework that lets students track milestones as they practice saving, budgeting, and smart borrowing, helping Utah earn national recognition for K–12 financial education.

About Modular Learning

FAQ: Additional Details about Finance in the Classroom

On a Finance in the Classroom morning, your child might play an online savings game, color a needs‑vs‑wants worksheet at the kitchen table, and then help you sort real grocery receipts into categories while you talk about budgets and long‑term goals.

Finance in the Classroom is a state‑backed financial‑literacy hub that curates free lessons, games, videos, and printables for grades K–12. As a homeschooler, you browse by grade band or topic—saving, budgeting, credit, investing—and pull activities into your existing math, social studies, or life‑skills block.

A parent or caregiver usually acts as the “teacher,” explaining concepts, helping with online games, and tying lessons back to real family decisions like saving for a goal or comparison shopping.

Activities are written for specific grade bands, so kids should have age‑appropriate reading and basic math skills; younger children will mostly need adult guidance, while middle and high schoolers can tackle more independent simulations.

Finance in the Classroom offers free, structured lessons on money skills that can help ADHD, autistic, and other neurodivergent kids practice real‑world decision‑making. Activities work best when adults localize examples, use visuals, and provide repeated practice with choices and natural consequences.

Finance in the Classroom focuses on real-life money decisions, which can give meaningful context for students with dyscalculia to practise counting money, comparing amounts, and interpreting graphs. It is not a structured remediation program, so I’d pair it with a more explicit, multi-sensory math curriculum and happily allow calculators, number lines, and visual supports so the emphasis stays on understanding financial ideas rather than on speed or mental arithmetic.

Finance in the Classroom focuses on real-life money decisions, which can give meaningful context for students with dyscalculia to practise counting money, comparing amounts, and interpreting graphs. It is not a structured remediation program, so I’d pair it with a more explicit, multi-sensory math curriculum and happily allow calculators, number lines, and visual supports so the emphasis stays on understanding financial ideas rather than on speed or mental arithmetic.

All resources are free online, so there is no refund policy—families simply stop using any materials that aren’t a good fit.

Not a great fit for families wanting a clearly sequenced, credit‑bearing high‑school personal‑finance curriculum or for unschoolers who strongly dislike worksheets and traditional lesson plans.

Next Gen Personal Finance, MoneyTime, Practical Money Skills, Khan Academy Personal Finance, and teen‑friendly blogs like Mr. Money Mustache or ChooseFI can serve as fuller or more teen‑oriented alternatives.

The site has been recently redesigned and is being updated in partnership with Utah’s financial‑education council, with a new annual finance calendar and refreshed lesson bank rolling out over time.

Pick one money theme each month (like budgets or interest), choose a couple of Finance in the Classroom activities, and pair them with a real‑life task such as planning a small purchase or tracking spending for a week.

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Meet Finance in the Classroom team

Finance in the Classroom is led by a collaborative team at the Utah State Board of Education and Utah Education Network, working closely with statewide partners such as Utah Jump$tart, Junior Achievement, the Utah Office of State Treasurer, my529, and local financial institutions. Rather than a single founder, curriculum specialists, classroom teachers, and community advocates have shaped the site’s lessons and tools, aligning them with Utah standards and college- and career-readiness goals. Together, this team reviews resources, pilots new activities with schools, and continually updates the platform to reflect best practices in personal finance education for children and teens.