Die With Zero

“Die With Zero” by hedge fund manager and entrepreneur Bill Perkins is a personal finance and life-planning book that challenges the “save everything for retirement” script. Perkins argues that money is a tool for maximizing meaningful experiences throughout life, not an end in itself, and that dying with a huge unused nest egg can be a sign of missed opportunities. He offers frameworks for thinking about time, health, and relationships as well as net worth, and suggests strategies for Intentional spending, giving, and memory-making. Parents and older teens use this book to spark conversations about what they truly value and how to align money choices with those priorities.