Your Money or Your Life

Your Money or Your Life by Vicki Robin and Joe Dominguez is a personal finance classic that guides readers through a nine-step program for tracking spending, redefining “enough,” and moving toward financial independence. Instead of focusing only on budgeting, it asks people to examine how each dollar of spending aligns with their values and life energy. Many families adapt its charts and check-ins as a shared project, learning to distinguish needs from wants and plan long-term goals together. While some details reflect the era it was first written, its core framework remains a powerful tool for intentional, values-based money management.